Short-term disability insurance
Your ability to provide an income for your family is your most important asset. If you are sick or injured and cannot work, you need a way to replace lost income. You may elect a voluntary short term disability (STD) benefit plan to replace 60% of your income during absences due to non-work-related illnesses or injuries lasting up to a maximum of 11 weeks.
Short-term disability insurance provides 60% salary replacement if you cannot work due to illness or injury for up to 11 weeks. See below for how to enroll.
View details about the MetLife STD plan, including details for filing a claim and access to the Disability Summary Plan Document.
To file a disability claim: (1) Call 866-832-5759 (Monday through Friday, 8:00am – 11:00pm, EST) and (2) complete the Leave Declaration for Disability Claims form.
New employees can enroll in STD insurance (first 31 days of employment) with no statement of health, although pre-existing waiting periods apply. Enroll using the MyBenefits@UGA system.
The cost of the MetLife STD insurance is based on 60% of your weekly benefit amount. The rate is $.291/$10 of covered benefit. For example, if your gross weekly salary is $600, your monthly premium would be (60 x .60) x .224 = $8.06.
You will begin receiving income benefits once you are out of work for more than 14 days.
Please note: all faculty and staff who are paid on a ten-month payroll basis will have a triple deduction of premiums on their May payroll checks to pay for May, June, and July premiums.
To enroll, use the MyBenefits@UGA system.
- New employees should get the MyBenefits@UGA guide for new employees and follow the instructions to enroll.
Current employees who wish to cancel STD coverage at any time should email email@example.com.
If you have any questions about your benefits options, please contact Employee Benefits at 706-542-2222 or e-mail firstname.lastname@example.org.