Mandatory retirement plans

All employees of the University of Georgia employees who work a total of at least 50% time in one or more "regular" positions are required by the Act of the General Assembly of the State of Georgia to participate in a retirement program.

Two plans are available: Teachers Retirement System (TRS - defined benefit plan) and the Optional Retirement Plan (ORP - defined contribution plan). Choose a plan at left to learn more.

  • Faculty and all benefit-eligible staff in exempt positions have the option of participating either in the Teachers Retirement System of Georgia or an Optional Retirement Plan.
  • All other staff must participate in the Teachers Retirement System of Georgia.

All newly-hired exempt benefit-eligible staff may choose between the TRS and ORP. (Non-exempt benefit-eligible staff must participate in TRS.) Also, UGA temporary employees moving to exempt, benefit-eligible positions may choose between TRS and ORP. To view exempt and non-exempt positions, select any pay plan listed on the UGA pay plan page.

View a brief comparison of the TRS and ORP Programs.

Choose a plan at left for details.


Georgia Defined Contribution Plan (employees in temporary positions)

The Georgia Defined Contribution Plan was created by the 1992 Georgia Law, Act 996 effective July 1, 1992. The purpose of the law is to provide a retirement system for temporary, seasonal, and part time (less than 50%) employees of the State of Georgia who are not eligible for membership in the Employees’ Retirement System, the Teachers Retirement System, or the Optional Retirement Plan at one of the University System of Georgia’s colleges or universities. View more details about GDCP.

If you have any questions about your benefits options, please contact Employee Benefits at 706-542-2222 or e-mail