Health insurance at UGA
This information is only a summary of the benefits available to University of Georgia employees. The provisions and details of each plan described in this document are governed by the contracts negotiated between the University of Georgia, the University System of Georgia, and individual insurance companies. All benefits are subject to change at the discretion of the Board of Regents or the University of Georgia. If there is a difference between the information in this summary and the actual benefit contracts, the terms and conditions of the contracts prevail.
The University of Georgia offers its benefit-eligible employees a choice of four medical plans provided by the University System of Georgia. The University System health plans are specifically designed to help employees avoid severe financial difficulty when facing catastrophic medical expenses.
Premium rates are adjusted periodically to maintain the plans on a sound financial basis. Premiums are deducted from your payroll check before federal, state, and FICA taxes are applied.
Please note: all faculty who are paid on a ten-month payroll basis will have a triple deduction of premiums on their May payroll checks to pay for May, June, and July premiums.
Health insurance enrollment:
If you wish to enroll in the University System health plan, you must do so within 31 days of your employment date using the MyBenefits enrollment system. If you do not enroll during this period, you must wait until the annual open enrollment period, unless you experience an IRS-approved life event change.
Plan to attend one of the benefits overview sessions, held twice a month for new hires.
New-hire health coverage start dates:
Benefits coverage begins the first day of the month following the date the employee enrolls using the MyBenefits system. However, if an employee's hire/start date is the first day of the month and the employee enrolls on or before his/her hire date, coverage will begin on the hire date.
Newly-hired ACADEMIC CONTRACT FACULTY ONLY: Benefits coverage will begin on the first day of the contract IF the faculty member enrolls on or before the contract date. If the contract faculty member enrolls after his/her contract start date, benefits will start on the first day of the month following enrollment.
Eligible employees may choose one of four health plans:
- Open Access POS (becomes Comprehensive Care 1.1.15)
- HSA Open Access POS (becomes Consumer Choice HSA 1.1.15)
- Blue Choice HMO
- Kaiser Permanente HMO
The health insurance plans through UGA offer 100% coverage for qualified wellness coverage. View more information about wellness coverage.
Continuation of health care benefits after employment (COBRA):
If your employment has been terminated, you may be eligible to continue your UGA health insurance. View additional information about COBRA.