UGA's
Long Term Disability (LTD) insurance plan provides
you partial income replacement
if you are unable to work for at least 90 days as
a result of serious illness or injury. The cost
of the plan is determined by your salary and age.
Premiums for the plan are deducted from your payroll
check.
LTD insurance monthly premiums
| Less than age 50 |
.157% of monthly salary |
| Age 50 or older |
.459% of monthly salary |
(For example, if you are age 30 and your gross monthly salary is $2500, your premium would be 2500 x .157% or $3.93 per month.)
LTD provides up to 66 2/3% of lost income not to exceed $10,000 per month.
The LTD plan coordinates with other income replacement plans you may receive as a result of your disability. LTD coordinates with other types of income benefit plans including, but limited to, annual leave, sick leave, Workers' Compensation, Social Security Disability, and retirement plans such as the Teachers Retirement System of Georgia. In the event you are disabled, if you receive at least 66 2/3% of your monthly income from one or more of these other income benefit plans, you will still receive $100 per month from the LTD plan. If the other income benefit plans do not provide you with at least 66 2/3% of your lost monthly income, LTD will make up the difference so the plans together provide you with 66 2/3% of your income.
View long term disability plan details.
How
to file a long term disability claim.
Enrollment
If you wish to apply for LTD insurance as a new employee, you should
enroll
within 31 days of employment by using HRconnection.
If you do not enroll
within the 31-day period, you may apply for enrollment at any time by submitting an LTD statement of health form to UGA Human Resources and being approved
by the insurance carrier.
|
 CURRENT EMPLOYEES |
To enroll as a new employee, select the HR Connection button below and print the HRconnection guide for new employees, then go to the HRconnection Web site.
 |
To request a change in your LTD coverage, select the HR Connection button below and print the HRconnection guide for current employees, then go to the HRconnection Web site.
|
Get the LTD statement of health form if you are enrolling outside of your first 31 days of employment.
