View
the University System Dental Plan details.
University of Georgia
regular employees may participate in a voluntary
indemnity dental insurance program provided by the
University System of Georgia. The employee pays
100% of the monthly insurance premium and the premium
is deducted from payroll check before federal, state,
and FICA taxes are applied.
Highlights of
the plan include:
- $50 annual deductible
per covered person
- $1,000 annual
maximum per covered person (all services apply
toward annual maximum)
- Some waiting periods
apply
- May use dentist
of choice, including specialists
Preventive
and diagnostic services 100% of UCR*
(no deductible) includes routine oral exam and cleaning,
limited to twice per year (applies toward your $1,000
annual maximum)
Basic and major
benefits 80% of UCR*
(after deductible) includes restorative, oral surgery,
crowns, pontics, dentures, periodontics, and endodontics
(applies toward your $1,000 annual maximum)
Orthodontics
80% of UCR*
(after deductible)
Applies toward
your $1,000 annual maximum
$1,000 maximum lifetime benefit
* UCR is Usual, Customary,
& Reasonable, the rates established by Blue
Cross Blue Shield of Georgia for specific dental
services and procedures.
The
dental plan has a national dental network to help
reduce your out-of-pocket expenses. Dentists in
this network have agreed to accept the UCR charges,
and if you use a network dentist, you will not be
billed any amount over the UCR charge. Search
for a participating dentist.
Continuation
of benefits for non-active employees
Under certain circumstances, non-active University
employees may be able to continue health, dental,
and a reduced amount of life insurance. View
additional information.